Travel Health Insurance

Online Quotes

Most online sites offer several ways to contact them for further information or clarification. You can usually contact them through an online form, email, a toll-free phone number or fax number.

A variety of insurance plans offer different advantages (and disadvantages). When choosing a plan, make sure it suits your needs; DO NOT simply consider the cost. Below are some important questions to ask the insurance provider:

- Does the plan apply a deductible to each claim submitted?

- In the case whereby medical assistance is needed, does the insurance company require you to visit one of their chosen hospitals or are you free to go to any hospital?

- Does the insurance plan reject benefits when the medical emergency arises due to a previously diagnosed health problem? (Commonly referred to as a ‘pre-existing condition’).

- Are there any medical examinations or tests to undergo before being approved as a candidate for the insurance?

Regarding online quotes, a recent survey reported the following:

What is the most important issue when shopping online for insurance?

• A site that's quick & easy to use: 21 votes (14.7%)
• The number of quotes: 63 votes (44.3%)
• Reputable insurance companies: 45 votes (31.6%)
• Self-serve insurance information: 13 votes (9.1%)

For online quotes and other resources visit the informative sources listed below:

Manulife Financial: Provides a wide range of insurance plans to all provinces. You can buy online or call direct.

Government of Canada: The official web site of the Canadian Government. Provides access to information on Canada, its government, and federal programs.